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July 27, 2025
Repeat: Building Long-Term Wealth Through Scalable Real Estate Investing
How Suncrest Capital Uses the Final Stage of BRRRR to Drive Sustainable Growth
Welcome to the final installment in our BRRRR strategy blog series. We’ve walked through how Suncrest Capital executes each step of the BRRRR method—Buy, Rehab, Rent, Refinance—to create long-term value in mobile home and RV communities.
We now arrive at the final “R”: Repeat. This isn’t just about doing more deals, it’s about compounding momentum! With each property, we improve, stabilize, and refinance. For Suncrest, “Repeat” means creating a repeatable, scalable system that helps investors grow their capital without the burden of managing properties themselves.
The BRRRR method shines because it creates a feedback loop. Each refinance generates capital that can be redeployed into the next acquisition—without requiring new money from investors. That’s the power of Repeat: we scale with capital already at work.
A great example of this cycle in action is how proceeds from a successful refinance of the Southern NOLA RV Park, which consistently delivers a 17% cash-on-cash return, helped fund the acquisition of Cajun Oaks RV Park—a 95-pad property purchased well under appraised value, now operating with a 1.79 Debt Service Coverage Ratio (DSCR). With expansion plans already underway, this reinvestment not only supports additional growth but also minimizes the need for new capital contributions, allowing us to scale more efficiently while protecting current investor positions. Instead, we leverage gains from one property to strategically acquire the next.
Suncrest’s process is designed for this exact cycle. We only raise funds when we have a specific investment ready. After stabilizing a property and executing a cash-out refinance, we reuse that equity to acquire the next undervalued asset. It’s a self-sustaining approach that drives both growth and operational efficiency.
The 1% rule is a shorthand many investors use to screen rental properties. It suggests that the monthly rent should be at least 1% of the total investment (purchase price + rehab). For example, if you invest $150,000 into a property, you’d aim for $1,500 in monthly rent.
While it’s a useful rule of thumb, it’s not one-size-fits-all. At Suncrest, we focus on cash flow, value creation, and long-term returns, not just a single metric. Our underwriting process is driven by real-world performance, operational improvements, and equity recapture.
The 70% rule is another guideline used to determine a property’s maximum purchase price. It recommends paying no more than 70% of the property’s after-repair value (ARV), minus repair costs. For example, if a home will be worth $200,000 after rehab and needs $40,000 in work, you’d aim to purchase it for no more than $100,000.
Suncrest applies similar principles when analyzing mobile home and RV parks, but our opportunities are often off-market and undervalued, giving us more flexibility and upside. We focus on the potential for NOI growth and equity expansion rather than strict percentage rules.
Is BRRRR Better Than Flipping?
BRRRR and flipping both aim to create equity, but they serve different investor goals. Flipping is transactional—create value, sell, and start over. BRRRR is long-term, scalable wealth-building.
With BRRRR, we keep the asset, generate monthly income, and recycle capital through refinance. That’s why we prefer it at Suncrest. It offers recurring revenue and capital growth, while flipping ends with a taxable exit and no cash flow.
We now arrive at the final “R”: Repeat. This isn’t just about doing more deals, it’s about compounding momentum! With each property, we improve, stabilize, and refinance. For Suncrest, “Repeat” means creating a repeatable, scalable system that helps investors grow their capital without the burden of managing properties themselves.
Why “Repeat” in BRRRR Is the Key to Compounding Returns
The BRRRR method shines because it creates a feedback loop. Each refinance generates capital that can be redeployed into the next acquisition—without requiring new money from investors. That’s the power of Repeat: we scale with capital already at work.
A great example of this cycle in action is how proceeds from a successful refinance of the Southern NOLA RV Park, which consistently delivers a 17% cash-on-cash return, helped fund the acquisition of Cajun Oaks RV Park—a 95-pad property purchased well under appraised value, now operating with a 1.79 Debt Service Coverage Ratio (DSCR). With expansion plans already underway, this reinvestment not only supports additional growth but also minimizes the need for new capital contributions, allowing us to scale more efficiently while protecting current investor positions. Instead, we leverage gains from one property to strategically acquire the next.
Suncrest’s process is designed for this exact cycle. We only raise funds when we have a specific investment ready. After stabilizing a property and executing a cash-out refinance, we reuse that equity to acquire the next undervalued asset. It’s a self-sustaining approach that drives both growth and operational efficiency.
Common Questions About the BRRRR Strategy
What is the 1% Rule for the BRRRR Method?
The 1% rule is a shorthand many investors use to screen rental properties. It suggests that the monthly rent should be at least 1% of the total investment (purchase price + rehab). For example, if you invest $150,000 into a property, you’d aim for $1,500 in monthly rent.
While it’s a useful rule of thumb, it’s not one-size-fits-all. At Suncrest, we focus on cash flow, value creation, and long-term returns, not just a single metric. Our underwriting process is driven by real-world performance, operational improvements, and equity recapture.
What is the 70% Rule for BRRRR?
The 70% rule is another guideline used to determine a property’s maximum purchase price. It recommends paying no more than 70% of the property’s after-repair value (ARV), minus repair costs. For example, if a home will be worth $200,000 after rehab and needs $40,000 in work, you’d aim to purchase it for no more than $100,000.
Suncrest applies similar principles when analyzing mobile home and RV parks, but our opportunities are often off-market and undervalued, giving us more flexibility and upside. We focus on the potential for NOI growth and equity expansion rather than strict percentage rules.
Is BRRRR Better Than Flipping?
BRRRR and flipping both aim to create equity, but they serve different investor goals. Flipping is transactional—create value, sell, and start over. BRRRR is long-term, scalable wealth-building.
With BRRRR, we keep the asset, generate monthly income, and recycle capital through refinance. That’s why we prefer it at Suncrest. It offers recurring revenue and capital growth, while flipping ends with a taxable exit and no cash flow.
Here’s a quick side-by-side comparison:
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BRRRR
- Primary goal is long-term cash flow and equity growth
- Asset ownership is retained post-rehab
- Recurring rental income
- Refinance = no capital gains tax
- Highly scalable via refinances
- Passive investor involvement through fund model
Flipping
- Primary goal is short-term profit from resale
- Asset sold after rehab
- One-time lump sum income
- Sale = capital gains tax
- Scalability starts fresh with each project
- Active, hands-on investor management required
Addressing Common Concerns with BRRRR
For many individual investors, BRRRR can sound overwhelming. Managing multiple properties, coordinating rehab projects, tracking down financing, and handling tenants—it’s a lot. That’s why it’s not uncommon to hear new investors hesitate about repeating the BRRRR cycle.
At Suncrest, we’ve solved for that. We handle the heavy lifting:
- Sourcing and acquiring off-market properties
- Executing rehab and infrastructure improvements
- Managing tenant relations and operations
- Overseeing financing, appraisals, and refinancing
Our investors don’t need to worry about scaling beyond their capacity. Instead, they benefit from a diversified, professionally managed portfolio that grows through the BRRRR cycle—without the daily headaches.
Why Suncrest’s Repeat Model Works
- We reinvest refinanced equity into new properties, compounding growth without new capital.
- We manage the entire process so investors stay passive while their capital remains active.
- We target undervalued, cash-flowing communities, providing both monthly income and long-term appreciation.
And most importantly: we repeat only when it makes sense. This isn’t a race. It’s a disciplined, sustainable model for building wealth.
Ready to Join the Next Repeat Cycle?
If you’re looking to grow your capital through real estate but want to avoid the overwhelm of managing multiple properties, Suncrest’s BRRRR approach might be your answer.
Contact us at investors@suncrestcap.com to learn more about how you can invest in our next acquisition cycle.
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